CBS Insight / Executive overview Period 01 Apr – 27 Aug 2026 Provisional · unaudited
Dhanlaxmi Multistate Co-operative

Where the society stands today

A consolidated read of eighteen core banking reports covering profitability, deposit movement, agent payouts and system controls for the first five months of FY 2026–27.

The headline
The society spent ₹221 for every ₹1 it earned this period. Commission paid to the agent network alone is 180 times total income, and it drives four-fifths of all expenditure.
Net loss to date

How income becomes loss

P&L bridge · ₹
Income of ₹12,967 is exhausted within the first fraction of a percent of the commission bill. Every rupee below the axis is unfunded by current-period revenue.

What the money went on

Expenditure mix

Exceptions the board should see

Ranked by severity

Balance sheet position

As at 27 Aug 2026
What the ₹12,967 of income is made of
Savings withdrawals are recorded as ₹0 against ₹343.32 Cr of deposits. Treat the savings movement figures as unreconciled until the CBS posting rule is confirmed.

Deposit book by product

Received, matured and interest cost
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The full report set

Source: 18 CBS extracts dated 21 Aug 2026 · P&L figures from DETAILED PROFIT & LOSS REPORT · all other figures computed from the underlying report rows.